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Boulder Car Accident Attorney

Each year, hundreds of Colorado residents suffer serious injuries in car accidents, leading to significant physical, emotional, and financial hardship. Since Colorado is a fault insurance state, accident victims have the right to pursue legal action against the driver responsible for their collisions.

Since 1985, our law firm has helped hold negligent or careless drivers accountable for their actions. We will fight tenaciously to secure the compensation you deserve, advocating for your rights during each stage of the litigation and insurance processes. Contact our Boulder car accident lawyers at Purvis Thomson, LLP to represent your claim.

Why Choose Our Boulder Car Accident Lawyer

  • Our Boulder personal injury lawyers have received multiple awards and distinctions recognizing our commitments to our clients, including repeated Super Lawyer designations.
  • Our firm’s track record of success speaks for itself. Over our years of operation, we have recovered $11 million in settlements and jury verdicts for our client who was part of a negligence intersection car collision.
  • Navigating the car accident claims process can be a challenge after a serious injury.
  • Our Boulder car accident attorneys will handle all aspects of your claim on your behalf, allowing you to focus on healing.

Boulder Car Accident Resources

Car accident

Recoverable Compensation in Boulder Car Crash Lawsuits

The compassionate Boulder car crash lawyers at Purvis | Thomson, LLP understand the significant effect that a car crash can have on the lives of victims and their families. Some car crashes can cause serious brain injuries and spinal injuries that lead to chronic pain and cause significant time off work. They can also cause significant medical expenses and financial losses. Additionally, car accident victims may suffer psychological trauma because of the incident.

Under Colorado personal injury law, you may be able to seek compensation for the various damages you suffered in the accident. Our team is ready to fight to protect your rights and pursue maximum compensation on your behalf. Depending on the circumstances, you may be able to recover compensation for:

  • Medical expenses – A successful car accident claim can recover compensation for the emergency medical treatment you received. You may also be able to recover compensation for your other accident-related medical treatments and expenses, including hospital stays, surgeries, medication, visits with specialists, ongoing treatment, and other medical costs. Your claim can include compensation for your present expenses, as well as those that are reasonably anticipated for the future.
  • Rehabilitation costs – Some car accident injuries involve long-term rehabilitation, physical therapy, and learning how to adapt after an injury.
  • Lost income – Your doctor may recommend that you rest and stay out of work for some time for your injuries to heal. You may also have ongoing medical treatments that require you to take time off work. Your accident claim can seek compensation for these economic losses, as well as any benefits you had to use because of the accident and your time off work.
  • Loss of earning capacity – If the accident left you permanently disabled and unable to work, you may be able to recover compensation for the loss of earning potential and future income. If your injury made it so that you had to move to a different and lower-paying line of work, you can seek compensation for your reduced earning capacity. Understanding these long-term effects is key to pursuing the maximum amount of compensation available for your claim.
  • Costs to repair or replace your vehicle – You have the right to recover compensation to repair your vehicle if someone else’s carelessness caused damage to it. If your vehicle is totaled, as in the cost to repair it outweighs its fair market value, you can seek to
  • Permanent impairment – Colorado tort law allows you to recover compensation for permanent impairments caused by the accident and having to adapt to a new lifestyle because of someone else’s negligence. We can fight for your long-term care needs.
  • Pain and suffering – Car accidents often cause serious effects that are not directly tied to a specific economic loss. Nonetheless, the law recognizes that car accident victims may suffer in other ways and be entitled to compensation. You may be able to recover compensation for your physical and mental pain and suffering, emotional trauma, anxiety, depression, post-traumatic stress disorder, and similar losses.

Successfully recovering these damages requires convincing an insurance adjuster or jury of the losses you suffered because of the negligence of another driver. Our team will gather the necessary evidence to build a strong case on your behalf and fight for the maximum compensation available for your claim.

If you are in an accident with an at-fault driver, you have the right to pursue legal action against him or her. You generally have two pathways to compensation: You can file an insurance claim against the at-fault party’s insurance company, or you can file a personal injury lawsuit against him or her in civil court.

During the insurance process in Colorado, the company will assign an adjuster to your case who will conduct an investigation and determine who was responsible for the accident. To prove your right to compensation during the lawsuit process, you will need to gather sufficient evidence that establishes the following four elements.

  • The driver owed you a duty to drive safely and follow Colorado traffic laws.
  • The driver breached his or her duty of care through a negligent act or failure to act.
  • The breach of duty directly caused your accident and resulting injuries.
  • You suffered damages in the accident that you can claim in your lawsuit.

Most car accident cases begin in the insurance stage before proceeding to a lawsuit, if necessary; however, there are certain situations where filing a lawsuit from the beginning is in your best interest. For example, if you sustain serious damages that exceed the at-fault driver’s policy limits, the insurance company is not likely to provide you with maximum compensation. In this situation, you will need to file a lawsuit to recover the full extent of your damages. If your loved one has passed away due to an auto accident speak with our wrongful death lawyers to effectively negotiate with insurance companies to secure a fair settlement.

Car Accident Frequently Asked Questions

What Do I Do After a Car Accident?

The moments after a car accident can be painful and disorienting. However, these moments are the most crucial for your future claim, and the actions you take will impact your ability to recover compensation. To preserve evidence and protect your rights, take the following steps immediately after the collision.

  • Call 911. This will bring law enforcement and emergency medical services to the scene. The responding police officer will create an accident report that will detail how he or she believed the accident occurred, which you can use as evidence in your case. Colorado law also requires you to report most accidents that result in injury or property damage, and calling 911 will help you satisfy this requirement.
  • Seek emergency medical attention, even if you do not feel injured. Not only will seeking treatment help you recover from any injuries you sustained, but your medical records will serve as foundational pieces of evidence in your case. As soon as possible after the car accident, go to the emergency room and save all records related to your treatment.
  • Preserve evidence at the scene. If you are able to move around the area safely and without further injury, take as many photographs of your injuries, vehicle damage, and the area around the accident as possible. Save all physical evidence from the accident, including damaged items and clothing.
  • Collect information from the at-fault driver, such as his or her contact details, license information, and insurance policy. Keep your interaction with the driver brief and do not make any statements about the accident or your injuries.
  • Speak to witnesses at the scene and collect their contact information. These witnesses can provide valuable testimony in your claim, helping you establish your side of the story and proving the other driver’s liability.
  • Contact a Boulder car accident lawyer. Do not speak to any representatives from the insurance company until you speak to an attorney. Your lawyer can guide you through the claims process and handle conversations with the insurance company on your behalf, helping protect your right to recovery.

Court room and judge

Do I Need a Boulder Car Accident Lawyer?

If you are in a Boulder car accident, you need an attorney on your side. These cases can be complex and difficult to prove without the resources, experience, and skills of a Boulder car accident attorney. Hiring a lawyer can provide several benefits to your case, including the following.

  • Experience handling cases similar to yours and knowledge of the car accident litigation process
  • The ability to handle negotiations with insurance companies and identify bad faith practices, advocating aggressively for maximum compensation
  • Access to expert witnesses who can identify the cause of your accident and help calculate the full extent of your damages
  • The ability to guide you through each stage of the process, helping you avoid statements or actions that could damage your claim
  • The time and resources necessary to conduct a full investigation into your claim and craft a compelling case for your right to full recovery from any catastrophic injuries
  • The ability to estimate your optimal settlement and evaluate any offers you receive, helping you avoid an insufficient offer and future financial hardship
  • Knowledge of the evidence you need to prove your claim and establish the at-fault party’s liability, and the ability to defend you against accusations of shared liability

What Is My Case Worth?

One of the most frequent questions our lawyers receive is, “What is my case worth?” However, it is also one of the most difficult questions to answer because every case is different. The potential value of your case can depend on various factors, such as:

  • The nature and severity of your injury
  • Your age, health, and pre-existing medical conditions
  • The defendant’s careless actions
  • The degree of fault of each party and whether you contributed to the accident
  • The damages you suffered
  • How the injury affected your life

An experienced car accident lawyer can help determine the value of your case after conducting a thorough investigation and reviewing the damages you have incurred.

How Long Do I Have to File a Car Accident Claim in Colorado?

The statute of limitations is the time limit you have to take certain legal action to preserve your right to do so. In Colorado, the statute of limitations for auto accidents is generally three years. This means you generally have three years to file a lawsuit against the at-fault party.

There are certain exceptions to the rule that may shorten or lengthen the time limit. For example, in some cases, you may not be aware that the injury you suffered was due to a defect in the vehicle. In such cases, you may have three years from the date you discovered the connection. But in other situations, such as if you are suing a government entity, you may have less time to file a claim.

If the statute of limitations passes and you have not filed a lawsuit, the court will likely deny your claim automatically. You will lose your right to seek compensation for the damages you have suffered.

This deadline applies to filing a lawsuit. Your insurance policy may require you to file an insurance claim well before this point. And, you’ll want to hire a lawyer much earlier in the process, if possible, before witnesses disappear, memories fade, and evidence is destroyed. Please give us a call so we can review your circumstances and inform you of the time limit for your specific situation.

How Do I Prove Fault in a Car Crash?

Because Colorado is an at-fault state for car insurance, you will need to be able to prove the other driver was at fault for the accident to recover compensation for your car accident claim. Because you and the other driver may have contradictory accounts of how the crash occurred, you will want strong evidence to prove fault, such as:

  • Police reports that indicate the other driver violated a traffic law or was at fault for the accident
  • Statements from witnesses that support your version of events
  • Photos or videos of the accident scene that point to the underlying cause of the accident
  • Physical evidence that supports your version of events, such as the location of property damage or skid marks on the road
  • Visual presentations of how the accident occurred prepared by accident reconstruction experts
  • Cell phone records or electronic data recorder information that point to liability

An experienced car accident lawyer will know the type of evidence that can establish your claim and work to secure it.

What If I’m Partially At Fault for the Car Accident?

In many cases, the negligence of more than one party contributes to an accident. The person making the insurance claim may be partially at fault for the accident. For example, one driver may have failed to yield the right-of-way while the other was speeding.

If you were partially at fault for the car accident, don’t despair because of Colorado’s modified comparative fault law. You may still be able to pursue a car accident claim – as long as you were not 50% or more at fault. However, your compensation is reduced by your degree of fault. For example, if you are found 10% at fault for the accident and suffered $100,000 in damages, your recovery is reduced by 10% or $10,000 in this example.

Colorado Car Insurance Laws

Like most states, Colorado follows a fault-based system when it comes to car accidents. Drivers who are responsible for car accidents must pay for the damages that any victims, such as other drivers, passengers, and pedestrians, sustain during the collision. To uphold this financial responsibility, all Colorado drivers must carry the following minimum amounts of liability insurance.

  • $25,000 for bodily injury or death per person per accident
  • $50,000 for total bodily injury or death per accident
  • $15,000 for property damage per accident

You can choose to purchase higher amounts of liability coverage if you choose to do so. Colorado also requires insurance companies to include $5,000 in medical payments coverage in their policies, which you can use to pay for your medical expenses immediately after the accident regardless of fault. You can also choose to purchase uninsured/underinsured motorist coverage, which pays for your damages in case you are in a collision with an uninsured driver.

Tips for Accepting Offers from Insurance Companies

While most accident claims are ultimately resolved through a settlement with the insurance company, this is not always the best option. Whether or not you should accept a settlement from the insurance company depends on your specific situation. We can discuss your case with you during a confidential evaluation. If you have already received a settlement offer, we can evaluate it to determine whether it is fair, based on your specific circumstances.

Generally, we will not recommend you accept a settlement offer that is:

  • The first offer – The insurance company’s initial offer is seldom the best or highest. Some insurance adjusters may throw out a settlement offer early in the process to try to get the accident victim to accept it before they have a chance to consult with an experienced personal injury lawyer.
  • Received before you reach maximum medical improvement – Maximum medical improvement or MMI is the stage in your medical recovery in which you have recovered as much as is anticipated. Your medical condition has stabilized. At this point, a knowledgeable personal injury lawyer from Purvis | Thomson, LLP can more accurately estimate the value of your claim because they will have a better idea about the long-term impacts and expenses your injuries will likely cause.
  • Unfair – Insurance adjusters may use questionable tactics to try to minimize the value of your claim, such as blaming you for the accident or denying some of your medical expenses. An experienced personal injury lawyer can review any offer you receive and determine if it properly compensates you for the immediate and long-term expenses you encounter.

Often, our experienced team can negotiate a better settlement than what the insurance company offers when you do not have legal counsel. We can also advise you when accepting a settlement is not in your best interest and when we recommend you pursue litigation or other legal avenues to obtain the compensation you deserve. Call us today for a free case review where we can explain more about our process.

Common Causes of Colorado Car Accidents

Car accidents in Colorado can occur due to many factors. In some cases, poor weather conditions such as snow or heavy rain can lead to collisions. In others, a government agency may fail to adequately maintain a road or city architects can design a dangerous street from the beginning, leading to serious accidents. However, some of the most common causes of Colorado car accidents include negligent driving behaviors, including the following.

  • Unsafe lane changes: Drivers must check to make sure that a lane is clear before merging. If a driver does not do so, he or she can collide with a vehicle traveling in that lane.
  • Speeding: Speed limits are in place to prevent serious accidents. If a driver is operating over the speed limit, he or she has less time to respond to hazards—increasing the chances of a collision. The faster the vehicle is traveling, the greater the impact.
  • Driving under the influence: Alcohol and drugs impair many of the functions necessary for safe driving, including motor skills, concentration, and judgment. These substances heighten the risk of a serious accident.
  • Failure to yield the right of way: Right-of-way rules help conduct the flow of traffic and prevent serious collisions. Unfortunately, not all drivers adhere to these laws and collide with vehicles that hold the right of way.


  • “Mike and his team were fantastic. They were so helpful. Any time you have to go through something like this, is is very trying. Mike was always there for me. He always answered all my questions and was very patient when I was angry and frustrated. My case began right at the beginning of covid, so it was a very long and arduous case. Mike hung in there with me and we were able to settle my case for the ‘win.’ Thank you, Mike!!!!” – Marcie Hinton

Contact a Boulder Car Accident Attorney Today

If you are injured in a Boulder car accident, the attorneys at Purvis Thomson, LLP can help. For decades, we have represented Colorado residents in their claims against negligent drivers, and we will advocate aggressively to recover the compensation you deserve. Contact us today to schedule a free consultation and discuss your case with a Boulder car accident attorney.

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