Car insurance companies often use subtle tactics to devalue or deny valid claims. They might ask misleading questions, delay the process, or make low offers that do not come close to covering what you need. Your Boulder car accident lawyer with Purvis Thomson, LLC understands how these strategies work and knows how to respond when an insurer tries to avoid paying what your case deserves.
Insurance companies have a long history of paying less than they should on valid claims. They use certain strategies to slow things down, shift the conversation, or pressure you into agreeing to less than you need. These moves are designed to protect their bottom line, not to support your recovery.
Adjusters often ask for a recorded statement early on, when things still feel foggy and stressful. They pay close attention to the way you describe the crash, the timing of your symptoms, and even casual language about how you feel. Something as simple as saying you feel “okay” or “not sure” can give them a reason to question your claim down the line.
When bills start showing up, a fast settlement can feel like the safest option, and insurance companies know that. They often offer low payouts early to close the case before you have a full sense of your injuries or what your recovery might involve.
If you take that first check, you likely give up your ability to ask for more, even if you need more care later on. Taking a little more time to gather information can make a big difference in what you walk away with.
Insurance companies sometimes deny valid claims by stretching the rules or pointing to small technicalities in the policy. These tactics can be especially frustrating when someone is dealing with catastrophic injuries and needs real help, not red tape. The Colorado Revised Statutes § 10-3-1115 prohibits unreasonable delays or denials, but insurers still find ways to sidestep responsibility.
Insurance adjusters often downplay symptoms that are not immediately obvious on a scan. They may say your injuries are not as bad as your doctor claims or suggest that you should have healed by now. Your Boulder personal injury lawyer can help show how pain, mobility issues, or follow-up treatment tell a much clearer story than a single page from an ER visit.
When an insurance company tries to play games after a crash, you deserve a legal team that knows exactly how to push back. At Purvis Thomson, LLC, we take that responsibility seriously. We are a local firm, and that means something to us. We know this community, and we care about the people in it. Here is what makes working with us different:
If the insurance company is giving you the runaround, we are ready to step in and help. Your car accident attorney in Boulder at Purvis Thomson, LLC can review your situation, explain where things stand, and push back when your claim is being unfairly delayed or devalued. Please contact us today to talk with a team that knows these tactics and fights for the full value of your claim.